Terms and Conditions

How the Coaching Works.

Before we sit down for a free 30 to 45-minute consultation call, I will have you fill out these 2 forms here and here and require you to send them over to me via email before the call starts.

During our call, we’ll discuss your needs and concerns, work on a plan for moving forward, and determine if we're a good fit to work together. If you decide to continue with coaching, I’ll recommend a customized package with the number of sessions I believe would be most beneficial. This package will need to be prepaid in full to begin.

Alternatively, if you choose the "pay-as-you-go" model, you’ll simply pay for the next session during our consultation call, after which we can schedule it on my calendar.

Important Note.

I am not a financial advisor or investor, so I won’t be providing specific investment advice, managing investments, or directing you where to invest. Instead, my role as a coach is to help you identify and overcome the personal obstacles that may be holding you back from making sound financial decisions, empowering you to achieve your financial goals and dreams.

Many financial challenges often stem from deeper, underlying issues. As a coach, my role is to help uncover and address these root causes, guiding you to make better financial decisions. I’ll work with you on budgeting and offer advice on where to cut costs, helping you save for the future or pay down debt.

Credentials:

I was trained from the Dave Ramsey Solutions Master Training course and graduated with a certificate which can be found here.

Much of the guidance I bring into coaching is inspired by Dave Ramsey’s approach and his “7 Baby Steps,” a proven framework that has helped millions of people get out of debt. If you’re not familiar with Dave Ramsey, I highly recommend looking into his work; he’s been a respected financial radio host for over 30 years.

Cancellation and Refund Policy.

After prepaying for a session or a package of sessions, you may request a full refund up to 24 hours before the session begins. For cancellations made within 24 hours of the session start, 90% of the payment will be refunded. No refunds will be issued for no-shows if there was no communication beforehand.

Reschedule Policy.

You may reschedule up to 2 hours before the session for free, if you need to reschedule and there is less than 2 hours till your session and you have not communicated with me prior, there will be a 5% fee assessed for the price of that session.